Ato Kwamena Mensah is the CEO and founder of LbH, Ghana’s first digital BNPL platform for agricultural finance. He empowers smallholder farmers with flexible, bank-free credit to purchase essential inputs, machinery, and climate interventions. Under his leadership, LbH has onboarded over 60,000 farmers, built an integrated digital system for seamless credit management, and maintained a robust risk profile with zero non-performing loans. Through financing smart irrigation systems and climate-resilient seeds, his work saves over 25% water and reduces the carbon footprint of food production. Ato’s efforts boost rural productivity while linking production to urban markets, paving the way for sustainable urban development and green supply chains.
